:root{--navy:#0f2340;--navy-l:#1a3a5c;--gold:#c9a227;--bg:#f8f9fb;--text:#1a1a2e;--muted:#5c6478;--font:"Inter",system-ui,sans-serif;--display:"Source Serif 4",Georgia,serif;--h:76px}
*,*::before,*::after{box-sizing:border-box}body{margin:0;font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65}
a{color:inherit;text-decoration:none}.container{width:min(1100px,calc(100% - 40px));margin-inline:auto}
.header{position:fixed;inset:0 0 auto;z-index:50;height:var(--h);background:var(--navy);color:#fff}
.header__inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{font-family:var(--display);font-size:1.25rem;font-weight:600}.logo span{color:var(--gold)}
.nav{display:flex;gap:24px;font-size:14px}.nav a:hover{color:var(--gold)}
.btn{padding:12px 26px;border-radius:4px;font-weight:600;border:none;cursor:pointer;background:var(--gold);color:var(--navy)}
.section{padding:80px 0}.section--white{background:#fff}
.section-title{font-family:var(--display);font-size:clamp(1.75rem,3.5vw,2.4rem);margin:0 0 20px}
.hero{padding-top:var(--h);background:var(--navy);color:#fff;min-height:85vh;display:flex;align-items:center}
.hero__grid{display:grid;grid-template-columns:1.2fr 0.8fr;gap:48px;align-items:center}
.hero__eyebrow{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin:0 0 16px}
.hero h1{font-family:var(--display);font-size:clamp(2rem,4vw,3rem);margin:0 0 20px;line-height:1.2}
.hero p{opacity:.85;max-width:520px;margin-bottom:28px}
.hero__stats{display:grid;gap:16px}
.stat-box{background:rgba(255,255,255,.06);border:1px solid rgba(201,162,39,.35);border-radius:8px;padding:24px 28px}
.stat-box strong{display:block;font-family:var(--display);font-size:2rem;color:var(--gold);line-height:1;margin-bottom:6px}
.stat-box span{font-size:14px;opacity:.8}
.trust-bar{background:#fff;border-bottom:1px solid #e2e6ee;padding:18px 0}
.trust-bar__inner{display:flex;flex-wrap:wrap;gap:12px 28px;font-size:13px;font-weight:600;color:var(--navy);text-transform:uppercase;letter-spacing:.04em}
.trust-bar__inner span::before{content:"";display:inline-block;width:6px;height:6px;background:var(--gold);border-radius:50%;margin-right:10px;vertical-align:middle}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;padding:28px;border-radius:8px;border-top:3px solid var(--gold);box-shadow:0 4px 20px rgba(15,35,64,.06)}
.card h3{font-family:var(--display);color:var(--navy);margin:0 0 10px}
.split-block{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.split-block__lead{color:var(--muted);margin:0 0 24px;max-width:440px}
.check-list{margin:0;padding:0;list-style:none;display:grid;gap:12px}
.check-list li{padding-left:28px;position:relative}
.check-list li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}
.quote-box{background:var(--bg);border-left:4px solid var(--gold);padding:28px 32px;border-radius:0 8px 8px 0}
.quote-box p{font-family:var(--display);font-size:1.15rem;margin:0 0 16px;line-height:1.5;color:var(--navy)}
.quote-box cite{font-size:14px;color:var(--muted);font-style:normal}
.faq-layout{display:grid;grid-template-columns:0.9fr 1.1fr;gap:48px;align-items:start}
.faq-layout__intro p{color:var(--muted);margin:0;max-width:360px}
.faq details{background:var(--bg);margin-bottom:12px;border-radius:8px;padding:16px 20px;border:1px solid #e2e6ee}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none}
.faq summary::-webkit-details-marker{display:none}
.contact-split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.contact-info p{color:var(--muted);margin:0 0 24px}
.contact-info__list{margin:0;padding:0;list-style:none;display:grid;gap:14px;font-size:15px}
.contact-info__list strong{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:2px}
.form-box{background:#fff;padding:36px;border-radius:8px;box-shadow:0 8px 32px rgba(0,0,0,.08)}
.form-group{margin-bottom:16px}.form-group label{display:block;font-size:12px;font-weight:600;margin-bottom:6px;color:var(--muted)}
.form-group input,.form-group select{width:100%;padding:12px;border:1px solid #ccd2dc;border-radius:4px;font:inherit}
.form-box .btn{width:100%}.form-message{margin-top:10px;font-size:14px}
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center}
.team img{width:120px;height:120px;border-radius:50%;object-fit:cover;margin-inline:auto;border:3px solid var(--gold)}
.footer{padding:40px 0;background:var(--navy);color:rgba(255,255,255,.7);font-size:14px}
.menu-toggle{display:none;background:none;border:none;color:#fff;font-size:22px}
@media(max-width:800px){
  .hero__grid,.cards,.team,.split-block,.faq-layout,.contact-split{grid-template-columns:1fr}
  .hero__stats{grid-template-columns:repeat(3,1fr)}
  .stat-box{padding:16px}
  .stat-box strong{font-size:1.4rem}
  .nav{display:none;position:fixed;inset:var(--h) 0 auto;flex-direction:column;padding:20px;background:var(--navy)}.nav.open{display:flex}.menu-toggle{display:block}
}
@media(max-width:520px){.hero__stats{grid-template-columns:1fr}}